How to Buy Property in Dubai from Any Country

Why International Investors Choose Dubai Real Estate? & How to Buy Property in Dubai?

Dubai’s property market is booming with zero property taxes, no capital gains tax, and rental yields averaging 7-8%. The emirate offers full ownership rights for foreigners, world-class infrastructure, and now features a special First-Time Home Buyer Programme with exclusive benefits.

Indian investors lead the market at 20%, followed by British buyers at 12% and Pakistani investors at 10%, making Dubai truly a global investment hub.

Foreigners Can Buy Property in Dubai?

Yes! Foreign nationals can own property outright in designated freehold areas with complete ownership rights—no local sponsorship needed.

Top Freehold Areas for International Buyers

✔️ Downtown Dubai – Urban luxury near Burj Khalifa

✔️ Dubai Marina – Waterfront living with 7.63% rental yields

✔️ Palm Jumeirah – Iconic island residences

✔️ Business Bay – Modern high-rises near business districts

✔️ Jumeirah Village Circle (JVC) – Affordable family-friendly option

✔️ Dubai Hills Estate – Golf course community

✔️ Arabian Ranches – Spacious villa communities

✔️ Dubai Land Department freehold areas

Key Benefits

✅ Priority access to new launches before general market

✅ Preferential pricing from major developers

✅ Flexible payment plans with 1% monthly installments

✅ Competitive mortgages from 5 partner banks

✅ 10% unit allocation reserved for first-time buyers

 

Who Qualifies?

✔️ Age 18+ with valid UAE residency visa

✔️ Never owned freehold property in Dubai

✔️ Property value under AED 5 million

Participating Developers

Emaar, Nakheel, DAMAC, Azizi, Binghatti, Dubai Properties, Danube, Meraas

Partner Banks

Emirates NBD, Dubai Islamic Bank, Emirates Islamic, Mashreq, Commercial Bank of Dubai

 

How to Register

Visit Dubai REST app or DLD website → Submit Emirates ID → Receive unique QR code → Access exclusive benefits

Visit Dubai Land Department registration for registration process.

 

7-Step Process to Buy Property in Dubai from Abroad

Step 1: Set Your Budget

One-Time Costs:

✔️ 4% Dubai Land Department transfer fee

✔️ 2% real estate agent commission

✔️ Mortgage registration (0.25% if applicable) Visit Mortgage Calculator.

✔️ Valuation fee (AED 2,500-4,000)

 

Ongoing Costs:

✔️ Service charges (maintenance)

✔️ 5% monthly housing fee

✔️ DEWA utilities deposit

✔️ Financing: Banks offer up to 75% loans with 20-35% down payment for non-residents.

 

Step 2: Choose Property Type

✔️ Off-Plan (68% of Q1 2025 transactions)

✔️ Lower prices, flexible payment plans (80/20 or 60/40)

✔️ Modern designs, construction timeline risk

 

Ready Properties

✔️ Immediate move-in, physical inspection

✔️ Higher upfront cost, established communities

 

Step 3: Engage RERA-Licensed Agent

A registered agent provides:

✔️ Virtual tours for overseas buyers

✔️ Market insights and negotiations

✔️ Legal documentation support

✔️ Developer and bank connections

For more information visit to Our Agent Services

 

Step 4: Property Viewing & Due Diligence

Virtual tours available, but plan a visit to:

✔️ Inspect property physically

✔️ Assess neighborhood

✔️ Verify developer credentials

 

Due Diligence Checklist:

✔️ Verify clear title with Dubai Land Department

✔️ Check for outstanding charges

✔️ Review Sales Purchase Agreement

✔️ Confirm developer track record

 

Step 5: Reservation & Agreement

1. Pay 10% reservation deposit (property held 14-30 days)

2. Sign MoU outlining terms (escrow protection for off-plan)

3. Sign Sales Purchase Agreement (full legal contract)

 

Step 6: Obtain No Objection Certificate (NOC)

Developer issues NOC confirming:

✔️ All dues cleared

✔️ No outstanding charges

✔️ Property free from mortgages

✔️ Clear right to sell

 

Step 7: Transfer at Dubai Land Department

Required Documents:

✔️ Passports and visa copies

✔️ Original title deed

✔️ Sales Purchase Agreement

✔️ No Objection Certificate

✔️ Payment proof

At DLD: Pay 4% fee → Complete biometrics → Sign transfer → Receive new title deed (same day)

 

Top Investment Areas by Purpose

For High Rental Income

✔️ Business Bay – Professionals, strong demand

✔️ Dubai Marina – Expats, 7.63% yields

✔️ Downtown Dubai – Tourists, 7.92% yields

✔️ JVC – Families, affordable

 

For Capital Appreciation

✔️ Dubai Creek Harbour – Waterfront development

✔️ Dubai South – Near new airport

✔️ Mohammed Bin Rashid City – Mega-project growth

 

For Family Living

✔️ Arabian Ranches – Villas, golf community

✔️ Dubai Hills Estate – Premium lifestyle

✔️ Jumeirah Park – Established community

To know more about this Browse Properties by Area

 

Key Investment Benefits

Financial Advantages:

• 🏆 Zero Taxes – No property, capital gains, income, or inheritance tax
• 💰 High Yields – 7-8% average rental returns
• 📈 Strong Growth – 19% property price increase in 2025
• 💵 Lifestyle Benefits
• 🛂 Golden Visa – AED 2M+ property = 10-year visa for family
• 🏫 World-Class Education – International schools (British, American, IB)
• 🏥 Advanced Healthcare – Top medical facilities
• ✈️ Strategic Location – 4-hour flight to 1/3 of world’s population
• 🔒 Safety – Extremely low crime rates, political stability
• Visit Now for UAE Golden Visa Information

Post-Purchase Setup

Immediate Actions:

1. Register DEWA utilities

2. Obtain property insurance

3. Register Ejari (for rentals)

4. Set up property management (for investors)

BuyOwn House Properties provides best Property Management Services

 

ℹ️ FAQs for International Buyers

Q: Can I get a mortgage as a non-resident?

Yes, UAE banks offer up to 75% financing with 20-35% down payment.

Q: How long does the buying process take?

Ready properties: 2-4 weeks. Off-plan: Depends on payment plan and completion.

Q: Do I need to visit Dubai to buy?

Virtual purchases possible, but site visit highly recommended for due diligence.

Q: What visa do I get with property purchase?

AED 750K+ property = investor visa. AED 2M+ = 10-year Golden Visa.

Q: Are there property taxes in Dubai?

No property taxes, capital gains tax, or rental income tax.

 

Start Your Dubai Property Journey Today❗

Dubai offers unmatched opportunities for international investors with its tax-free environment, high returns, and lifestyle benefits. Whether you’re a first-time buyer leveraging the new programme or an experienced investor, the time to invest is now. If you want to know more about how investors are starting to buy properties in Dubai explore about ➡️ Home-Buying Checklist in Dubai which is essential for every investor to get familiar with it and then decide to invest accordingly.

Ready to explore Dubai’s best properties? Contact our RERA-licensed experts for personalized guidance, virtual tours, and exclusive investment opportunities.

Visit: Browse Available Properties

For Free Consultation from Buyown House Properties: Schedule Free Consultation

For Investors: Download Investment Guide